§ 22-65. Insurance.

(a)

Generally. The holder of a permit issued under this article shall maintain in effect at all times the following coverages:

(1)

Workers' compensation. Coverage to apply for all employees of permit holders for statutory limits in compliance with the applicable workers' compensation state and federal laws. The policy must include employer's liability with a limit of $100,000.00 each accident.

(2)

Comprehensive general liability. Comprehensive general liability coverage with minimum limits of $500,000.00 per occurrence, combined single limit for bodily injury liability and property damage liability. This shall include premises and operations, independent contractors and products and completed operations, broad form property damage and XCU coverage, and a contractual liability endorsement.

(3)

Business vehicle policy. Business motor vehicle coverage with minimum limits of $500,000.00 per occurrence, combined single limit for bodily injury liability and property damage liability. This shall include owned vehicles, hired and nonowned vehicles, and employees' nonownership.

(b)

Inclusion of city. The city is to be specifically included as an additional insured on all coverage except for workers' compensation.

(c)

Expiration of coverage. If the insurance coverage expires prior to the last day of the fiscal year of the city, a renewal certificate shall be issued 30 days prior to the expiration date. The policy shall provide a 30-day notification clause to the city if the policy is canceled or modified.

(d)

Certificates. Certificates evidencing this section shall be furnished to the city.

(Code 1988, § 13-125)